PIAN TA , Suprianus. Analisis Perilaku Pengguna Fintech Berdasarkan Model UTAUT: Studi Kasus pada Mahasiswa Universitas XYZ. JITU : Journal Informatic Technology And Communication, [S. l.], v. 9, n. 2, p. 158–167, 2025. DOI: 10.36596/jitu.v9i2.2095. Disponível em: https://ejournal.uby.ac.id/index.php/jitu/article/view/2095. Acesso em: 29 apr. 2026.